Buy now, pay over time
No Interest if Paid in Full Within 6 or 12 Months*
6 Months Special Financing available on purchases of $200.00-$999.99. 12 Months Special Financing available on purchases of $1000 or more made with the Synchrony Electronics Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 or 12 Months. Minimum monthly payments required.
SEE IF YOU PREQUALIFY
For The Synchrony Electronics Credit Card
Get a decision in seconds with no impact to your credit bureau score.
or click 
at checkout
at checkout
Offers a way to apply for instant, personalized financing at checkout
stockitalldepot.com works with multiple lenders to provide financing or lease-to-own options for you.
Seeing if you Prequalify is quick, easy, and secure
1. Prequalify
Quickly and easily check if you prequalify for credit without impacting your credit bureau score.
2. Prequalification Decision
You'll get an instant prequalification decision after you complete your request.
3. Accept & Apply
If prequalified, accept and apply for the credit card.
4. Shop
If you're approved, we'll send you a temporary account number and you can start shopping right away.
See if you Prequalify for instant, personalized financing
Frequently Asked Questions
- 1. What happens if I don't qualify for the initial financing offer?
- If you do not qualify for the initial financing offer, you may be presented with subsequent opportunities by another financing provider that can be used to complete the purchase (which may be subject to credit approval). stockitalldepot.com works with multiple financing providers to present you with financing or lease-to-own solutions that best fit your needs. Once you agree to the terms and accept the offer, you can use the payment solution that you choose to complete your purchase (subject to credit availability). If you decline any opportunity presented, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.
- 2. Which providers may present a financing or lease-to-own offer when I apply?
- stockitalldepot.com works with multiple financing or lease-to-own providers. Synchrony is the primary lender and they are the bank behind the primary offer presented. If you are not approved for this offer, you may be presented additional opportunities from the other providers, which may be subject to credit approval.
- 3. How do I pay my bill?
- Each financing provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the offer you select.
- Synchrony Bank
- Pay Online: Register your account at mysynchrony.com and log in to easily manage and pay your bill.
- Pay By Phone: Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909.
Monday - Friday 7:30 AM - 12:00AM ET
Saturday 10:00 AM - 7:00PM ET
Sunday - Closed.
There may be an additional fee to make an expedited payment by phone. - Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date. Send payment to:
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061
- Synchrony Bank
- Genesis Credit® Accounts:
- To manage your Genesis Credit® Account or for more information, please click here.
- Katapult - formerly Zibby
- Katapult makes payments easy for consumers in order to help them be successful with their lease agreement. To help ensure this, payments are collected via the card used for initial payment on consumers' pay days. See Katapult for more details.
- Acima Leasing
- Easily access lease account information online at customer.acima.com or call us at 801-297-1982. During the lease origination process, you agree to make payments automatically using the bank account or card provided in your application.
- Each financing provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the offer you select.
- 4. What happens if I am presented with an offer?
- You'll have the opportunity to accept or decline the offer. Once presented with an offer, additional information and terms will be provided to you before you complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.
- 5. What is prequalification?
- By providing information and checking if you prequalify, you can get a sense of whether you'll be approved for the credit card. Merely checking to see if you prequalify will not impact your credit bureau score.
- 6. Will checking to see if I prequalify impact my credit bureau score?
- No. There is no impact to your credit bureau score when you submit a prequalification check. However, if you do prequalify and then proceed with applying for the credit card, a hard inquiry will be required, which may impact your credit bureau score.
- 7. Is there a limit on the number of attempts to prequalify?
- Yes. You are limited to 4 attempts per day. After your 4th attempt to prequalify, any further requests will not be accepted for the remainder of that day.
- 8. I prequalified. What should I do next?
- You can submit an application for the Synchrony Electronics Credit Card without needing to input any additional information. Note that submitting a credit card application may impact your credit bureau score.
- 9. Is prequalification the same as being approved?
- No, if you prequalify it does not guarantee that you will be approved when you apply for the credit card, but it can help you get a sense of whether you'll be approved for the credit card.
- 10. I did not prequalify. Can I still apply for the Synchrony Electronics Credit Card
- Yes. You may still apply for the card. Note that submitting a credit card application may impact your credit bureau score.
- 11. Why was my credit card application declined even after I was told I prequalify?
- Prequalification does not guarantee that you will be approved when you apply for the credit card, but it can help you get a sense of whether you'll be approved. As such, your credit card application may still be declined after you prequalify.
Financing Details
Synchrony Bank:
Synchrony is a premier consumer financial services company delivering customized financing programs across key industries. Synchrony works with thousands of businesses large and small, helping national chains and local merchants offer credit cards with budget-friendly financing.
* Qualifying purchase amount must be on one receipt. A promo fee does not apply to this offer. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts as of 07/16/2024: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer anytime.
* Qualifying purchase amount must be on one receipt. A promo fee does not apply to this offer. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. For New Accounts as of 07/16/2024: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer anytime.
Lease-To-Own Details
Katapult:
Katapult offers lease-to-own financing for purchases up to $3,500, subject to approval by Katapult. Katapult is currently available in 46 states and Washington D.C. and not available in Minnesota, New Jersey, Wisconsin, and Wyoming. Please refer to katapult.com/legal for more details.
Acima Leasing:
Shop today, all without credit. Acima's flexible, lease-to-own solutions provide up to $4,000 to help you take home the things you need. Acima makes it possible by giving you instant shopping power all while providing you with the flexibility to make payments that are scheduled with your payday.
The advertised service is a rental or lease purchase agreement provided by Acima. It is not a loan, credit, or financing. Acquiring ownership by leasing costs more than the retailer's cash price. Not available in MN, NY, WI, or WY. Participating retailer locations only. Not all applicants are approved. See lease for details.
